About Us

The Life and Health USA difference:
Our goal is to make your insurance life EASIER. We offer you our “CORE” group of companies with excellent products and top compensation. We take your cases and treat them like they are our own. Since 1974, service has been our trademark.

You write the application and we do the rest. We will order all necessary requirements, medical exams, medical records, whatever is necessary to get the case approved, at the very best possible class.

• Premium Finance
  
  
• Estate Planning
  
  
• COLI Products
  
  
• low-cost term life
  
  
• return-of-premium term life
  
  
• universal life
  
  
• guaranteed UL
  
  
• survivorship life
  
  
• whole life
  
  
• equity indexed life
  
  
• fixed and indexed annuities
  
  
• guaranteed issue senior life
  
  
• long term care
  
  
• disability income protection
  
  
• business overhead
  
  
• disability buy-out plans
  
  
• group plans
  
  
• specialty retirement plans
  
  
• pension Maximization Plans
  

• American General Life
• Aviva
• Aviva NY
• Banner Life
• Genworth
• Genworth NY
• Lincoln Financial
• Lincoln National
• Met Life
• Mutual of Omaha
• Savings Bank Life Ins (MA)
• Security Mutual of NY
• Transamerica
• Trans Financial
• US Life
• William Penn Life

LONG TERM CARE

• Genworth Financial
• John Hancock
• MET Life
• MEDAmerica
• Mutual of Omaha

• Berkshire/Guardian
• MET Life
• Mutual of Omaha